First-Time Buyer Tool

Affordability
Calculator

See what you can realistically afford — including monthly payment and cash to close. Takes under two minutes.

Some fields pre-filled from your previous calculator.
Your income & debts
Gross income before taxes — include all earners if buying jointly.
$
Do not include rent, utilities, or debts you plan to pay off before closing.
$
$
$
$
$
Total monthly debt$0
Loan details
%

Not sure? See today's national average rates

Currently optimized for Oregon. Other states coming soon — this calculator can still be used as an educational resource, but note that closing costs vary by state.

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By submitting this form, you consent to be contacted by email by Gavin Hamilton, NMLS #857506, Loan Officer with Mortgage Express, LLC (NMLS #40831), for the purpose of following up on your affordability results. Your information will not be shared with or sold to third parties. This is not a loan application or commitment to lend. You may opt out at any time by replying to any email or contacting ghamilton@mtgxps.com.
Your results
Here's what you can afford.
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